Serious Illness Cover
If you are seriously ill, it can have an enormous impact on your life. The Serious Illness Cover we offer through Vitality not only covers more illnesses than a typical Critical Illness Cover policy (166 on our Comprehensive plan as opposed to 42 for a typical Critical Illness policy from other insurers); it could also pay out sooner for less severe conditions.1
Most insurers will pay out 100% of your cover amount, then stop the policy so you are no longer covered. The Serious Illness Cover we offer through Vitality pays out a tax-free lump sum if you are diagnosed with one of the covered conditions, paying out based on the severity of your condition. This means that if you claim for a condition and only part of your cover amount is paid, you will still be covered for the remaining amount if you need to claim again.
You are covered for all heart attacks and strokes, some early stage cancers that other insurers will not cover, and your plan pays out on diagnosis of cancers rather than after surgery or invasive treatments.
1 Source: Hannover Re UK Life Branch August 2013Get A Quote